Is your savings account keeping pace with others in your age group, or are you at risk of falling behind?
The latest 2025 data from banks and other financial institutions shows a stark financial truth: millions of Americans, across every age bracket, are not saving enough, or building retirement funds fast enough, to meet future needs.
It’s a wakeup call for all of us: regular, disciplined saving can mean the difference between struggling later and thriving in your golden years.
Don’t just skim the headlines! Dive into our benchmark chart below and see exactly where you stand compared to peers nationwide.
Ask yourself: are you comfortable with your status, or is it time for a change?
If your savings fall short of these averages, even small sacrifices like skipping impulse buys or cutting streaming costs can fuel dramatic long-term growth.
If you are a business owner and your personal savings demands mean you need to cut yourself a bigger paycheck, then your Income Planning Target needs to increase. That means figuring out how to increase your sales and profits and using cash flow management strategies to make that happen.
The power is in your hands: don’t delay – start today!

Dare to be a changemaker! Challenge yourself – set a goal, make a plan, act on it, and be consistent; your future self will thank you!
How To State A Goal

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